LoanPlace provides California residential mortgage lending solutions, including conventional, high-balance conforming, jumbo, FHA, VA, and home equity financing for homebuyers and homeowners throughout the Golden State.
Serving homeowners and residential buyers across all 58 California counties, with dedicated regional lending hubs across Southern California, the Bay Area, Central Valley, and Northern California.
Explore primary purchase, refinancing, and equity loan programs with direct underwriting support.
Competitive 30-year and 15-year fixed-rate financing for purchase and refinancing throughout California.
Government-backed financing featuring flexible credit criteria and low 3.5% down payment options.
Zero down payment mortgage options and no monthly PMI for California active-duty military and eligible veterans.
Financing for California luxury and high-cost properties exceeding baseline FHFA conforming limits.
Rate-and-term and cash-out refinancing options to lower monthly payments or access property equity.
Access accumulated home equity for renovations, investments, or liquidity without altering your primary rate.
Dedicated guidance, down payment education, and streamlined pre-approvals for new California homebuyers.
Model estimated monthly principal, interest, taxes, and insurance payments for California properties.
Common home financing questions for borrowers in California, California.
Yes. LoanPlace arranges residential purchase mortgages, rate-and-term refinances, cash-out equity loans, and HELOCs across all California counties and municipalities in compliance with California lending regulations.
LoanPlace serves California homebuyers and homeowners statewide across Southern California, the Bay Area, Central Valley, and Northern California.
We offer 30-year and 15-year Conventional fixed-rate mortgages, FHFA High-Balance Conforming loans, private Jumbo mortgages, FHA 3.5% down loans, VA 0% down military mortgages, Home Equity Lines of Credit (HELOCs), and DSCR real estate investor loans.
Due to regional real estate values, many California counties (including Los Angeles, Orange, Santa Clara, San Mateo, San Francisco, and Alameda) are designated as high-cost areas by the FHFA, allowing qualified buyers to borrow conforming loans above the standard federal baseline with lower interest rates than private jumbo loans.
Browse residential mortgage services across California’s premier counties and metropolitan centers.
Premier coastal, urban, and inland mortgage markets across greater Los Angeles, Orange County, San Diego, and the Inland Empire.
High-balance conforming and private jumbo financing across Silicon Valley, the Peninsula, East Bay, and North Bay.
Affordable conventional, FHA, and agricultural community home financing throughout the Central Valley and Central Coast.
Suburban master plans, family communities, and state workforce lending in the Sacramento metro area and Sierra foothills.
Get pre-approved online or speak directly with our Beverly Hills lending team. Transparent rates, zero origination surprises, and direct California loan officers.