Connecting Roseville families with premier purchase loans, jumbo mortgages, and equity refinancing across master-planned West Roseville and established neighborhoods.
Serving West Roseville, Fiddyment Farm, Stone Point, Highland Reserve, and Sun City Roseville.
Statutory Verification: Sacramento-Roseville MSA: Conventional limit is the national baseline ($832,750); HUD FHA limit is $764,750. (Source: 2026 FHFA Conforming & HUD FHA limits) Federal baseline conforming limit is $832,750; maximum high-cost ceiling is $1,249,125. VA financing provides 0% down with full entitlement without statutory county loan caps.
Explore primary purchase, refinancing, and equity loan programs with direct underwriting support.
Competitive 30-year and 15-year fixed-rate financing for purchase and refinancing throughout California.
Government-backed financing featuring flexible credit criteria and low 3.5% down payment options.
Zero down payment mortgage options and no monthly PMI for California active-duty military and eligible veterans.
Financing for California luxury and high-cost properties exceeding baseline FHFA conforming limits.
Rate-and-term and cash-out refinancing options to lower monthly payments or access property equity.
Access accumulated home equity for renovations, investments, or liquidity without altering your primary rate.
Dedicated guidance, down payment education, and streamlined pre-approvals for new California homebuyers.
Model estimated monthly principal, interest, taxes, and insurance payments for California properties.
Common home financing questions for borrowers in Roseville, California.
Yes. We provide conventional, jumbo, FHA, and VA purchase loans and cash-out refinances in Roseville.
While many Roseville homes fall within regional conforming limits, larger luxury builds in Stone Point and Highland Reserve often utilize competitive jumbo financing.
Yes. Under conventional and FHA guidelines, eligible Roseville buyers may use verifiable gift funds from immediate family members toward their down payment and closing costs.
Explore conforming limits, property tax context, and all programs available across Placer County.
Get pre-approved online or speak directly with our Beverly Hills lending team. Transparent rates, zero origination surprises, and direct California loan officers.