Providing expert residential mortgage financing across Coronado, serving military leaders, corporate executives, and island residents in Coronado Village and the Cays.
Serving Coronado Village, Coronado Cays, Coronado Shores, Ferry Landing, and Glorietta Bay.
Statutory Verification: San Diego-Carlsbad MSA: Intermediate high-balance limit of $1,104,000 applies to both Conventional and FHA single-family loans. (Source: 2026 FHFA Conforming & HUD FHA limits) Federal baseline conforming limit is $832,750; maximum high-cost ceiling is $1,249,125. VA financing provides 0% down with full entitlement without statutory county loan caps.
Explore primary purchase, refinancing, and equity loan programs with direct underwriting support.
Competitive 30-year and 15-year fixed-rate financing for purchase and refinancing throughout California.
Government-backed financing featuring flexible credit criteria and low 3.5% down payment options.
Zero down payment mortgage options and no monthly PMI for California active-duty military and eligible veterans.
Financing for California luxury and high-cost properties exceeding baseline FHFA conforming limits.
Rate-and-term and cash-out refinancing options to lower monthly payments or access property equity.
Access accumulated home equity for renovations, investments, or liquidity without altering your primary rate.
Dedicated guidance, down payment education, and streamlined pre-approvals for new California homebuyers.
Model estimated monthly principal, interest, taxes, and insurance payments for California properties.
Common home financing questions for borrowers in Coronado, California.
Under the Blue Water Navy Vietnam Veterans Act, eligible military service members and veterans with full entitlement can finance homes in Coronado exceeding $1M+ with zero down payment and no monthly PMI.
As part of San Diego County, Coronado’s 2026 conforming loan limit is $1,077,550 for a single-family home. Purchases above this amount utilize jumbo financing.
Yes. We finance luxury oceanfront condominiums in Coronado Shores with conventional high-balance and jumbo loan options.
Explore conforming limits, property tax context, and all programs available across San Diego County.
Get pre-approved online or speak directly with our Beverly Hills lending team. Transparent rates, zero origination surprises, and direct California loan officers.